A non-face-to-face channel that allows you to
transform your physical money into electronic
money via your mobile phone using a simple
SMS, without the need to open an account.



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IVR technology
It hears commands through an interactive voice server
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Non-banking
The service does not require opening an account
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Secure
All transactions are made securely, with user validation
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What can you do
with é-Kwanza?
With é-Kwanza, you can perform
various operations using
your mobile phone.

  • Check your é-Kwanza balance
  • Deposit
  • Withdraw money
  • Make mobile phone top-ups
  • Send money
  • Pay bills in stores
Without leaving your house
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How do I create
my é-Kwanza account?
Follow the steps beside to start
using the é-Kwanza service.
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Do you have any questions?
Find bellow the most frequently asked
questions about é-Kwanza Service.
É-Kwanza is an alternative payment solution to those available on the market. Satisfying not only the needs of the customer (consumer) but also the trader, among other stakeholders. Differentiated as follows:
  • Client
  • Agent
  • Partner
  • Salesman
Find the most frequently asked questions about é-Kwanza for clients here >
Find the most frequently asked questions about é-Kwanza Agent - Service here> 

Find the most frequently asked questions about é-Kwanza Partner - Service (PT) here>
Find the most frequently asked questions about é-Kwanza Salesman - Service (PT) here>

For further informations:
  • e-kwanza.bancobai.ao/merchant
  • tel.: 923 639 996

    

      Download the datasheet for clients here >
      Download the datasheet for agents here >