Direct Term Deposit
Do you have any questions?
Find bellow the most frequently asked
questions about Direct Term Deposit.
What is DP Directo?
DP Directo is a financial application available for subscription in Kwanzas, with payment of interest at the end of the period, with guaranteed profitability of the resources invested. Available for new resources and existing resources, exclusively at BAI Directo.
In what currency can DP Directo be constituted?
What are the advantages of DP Directo?
- Interest rate competitiveness;
- Security: Guarantee of return on invested capital and payment of interest in arrears;
Note: available only at BAI Directo.
What is the minimum subscription amount?
100,000 Kz (One Hundred Thousand Kwanzas)
Is it possible to make early redemptions?
Yes. Early redemption is permitted with a full interest penalty.
How is interest calculated and paid?
Interest is calculated daily and counted, paid at the end of the subscribed period, by credit to the customer's current account.
Interest is calculated according to the following formula:
I = Capital * Time * Rate / 365 days
Is it possible to increase the DP Directo?
Increments are not allowed.
Where can the customer subscribe to DP Directo?
What is the subscription procedure on BAI Directo channel?
On BAI Directo channel, the customer can subscribe to DP Directo, through the following steps:
Term deposits »Constitution» select the product »confirm the pre-defined characteristics of the product« proceed »insert the amount (from 100,000 Kz)» confirm the data and amount »next» completed.
If you need help with BAI Directo or with any of your cards, contact:
For information related to BAI Directo or want to report a situation
Exclusive to subjects related to debit cards (service provided by Call Center EMIS)
For subjects related to VISA Cads (service provided by Call Center VISA) abroad.
For further information contact the nearest BAI branch.