A medium-term credit for the purchase of  
goods or services that do not qualify
for Car or Housing loans.



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Acessibility

Use of credit for any purpose


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Profitability

Term of repayment higher than that practiced in consumer credit modalities


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Viability
The amount is up to the limit of the Client's debt capacity

Currency: 

Kwanza (Kz) at the Bank. 



Amount:

Up to the limit of the client's indebtedness capacity, depending on the effort rate defined for the product.


Interest rate: ​

According to BAI's price list in force. 


Term: ​

Up to 60 months.


Effort rate: ​

Up to 35% of the monthly base salary earned by the client.