Do you have any questions?
Find bellow the most frequently asked
questions about BAI Double Salary Credit.

It is a consumer credit associated with the Salary Account of employees.

Private customers.
  • Anticipation of salary;
  • Liquidity for unexpected expenses.
Kwanzas.

The maximum amount to be granted is that corresponding to 1 (one) month's salary.

.

The repayment term is up to 2 months.

Up to 48 (forty-eight) hours.

3.5% per month, charged in advance.
In credit products, VAT has replaced stamp duty. Previously, 0.7% were charged in fees in price lists, now 14% VAT will be charged.
  • Being a BAI Customer for at least 6 (six) months;
  • Having a salary domiciled at BAI for at least 3 (three) months;
  • Legal-employment relationship with an employer (public or private) for at least 6 (six)
  • months confirmed with the existence of an indefinite contract;
  • Letter of credit request;
  • Photocopy of the identity card;
  • Photocopy of the taxpayer card;
  • Salary Consignment Declaration;
  • Photocopy of the last 2 (two) salary receipts;
  • Updated residence certificate or Address Confirmation Statement(1).
Note 1: The address confirmation statement must be completed only if: the customer does not provide proof of the current address (proof of residence, water, electricity or telephone bill); or the address indicated on the identification document does not correspond to the customer's current address (one must attach the copy of the declarant's identification document and proof of residence to the address confirmation statement and complete the account opening form to update the data.
Domiciliation of salaries at BAI until the fulfillment of the responsibilities for the Bank.
The Bank will debit the monthly installments of capital and interest, directly from the borrower's salary account, according to the debit authorization granted by them in the respective contract, on the same day or on the first business day after transfer made by the employer remuneration for that account.
Yes, there are. According to the BAI Operations Price List in force.
Not applicable

At their account domiciliation branch.

a) The capital repayment term is up to 2 months;
b) The repayment date must be on the day of receipt of the respective salary from the client;
c) Interest paid in advance and debited directly from the customer's current account (salary account).

Account domiciliation desk.


Still got some questions?
Contact our customer service:
Ico Callcenter@1X
(+244) 222 693 890 (+244) 226 420 990

If you need help with BAI Directo or with any of your cards, contact:

Ico Doc@1X
(+244) 924 100 100

For information related to BAI Directo or want to report a situation

Ico Card@1X
(+244) 222 641 849

Exclusive to subjects related to debit cards (service provided by Call Center EMIS)

Ico Plane@1X
(+202) 333 314 44

For subjects related to VISA Cads (service provided by Call Center VISA) abroad.

For further information contact the nearest BAI branch.