BAI - FAQS

Need to be a BAI Customer for more than 3 (three) months;
Average balance or credit movements in the period prior to subscription of Kz 35 000 (thirty five thousand kwanzas);
Valid NIF;
Available to customers with frequent access to BAI Directo.

What documents are required to join Adianta Já?

The customer must first update their ID and NIF at the nearest BAI branch.

Is it necessary to present any guarantee to be presented for the granting of Adianta Já?

No. You just need to be a BAI customer and comply with the requirements in the access conditions.

How is Adianta Já debt settled?

The Bank will debit the monthly capital installments directly into the borrower's account, in accordance with the debit authorization granted by the borrower at the time of subscription.

If the customer defaults, what happens?

If the customer is unable to settle the debt within the agreed period, they will have to pay late payment interest.

Can Credit Adianta Já be requested more than once?

Yes, you can, up to a maximum limit of Kz 50 000, that is, if the customer has already made an advance of Kz 25 000, you can request another in the same amount until you reach the maximum amount. To request a new Adianta Já Credit for the maximum amount, the customer will have to pay off their first Adianta Já credit in full.

(+244) 924 100 100

Para o serviço BAI Directo e canal de Denúncias

(+244) 222 641 849

Exclusivo para assuntos relacionados com Cartões Multicaixa (serviço assegurado pelo Call Center EMIS)

(+202) 333 314 44

Para assuntos relacionados com Cartões VISA (serviço assegurado pelo Call Center VISA) no estrangeiro.