Do you have any questions?
Find bellow the most frequently asked
questions about Private Compensated (Authorized) Overdraft.

Private Compensated (Authorized) Overdraft is a consumer credit that corresponds to a debit balance in the customer's current account and is used for debit movements.

  • The customer can use the credit for whatever purpose according to their needs;
  • Speed ​​in the concession process;
  • Immediate access to availability during the current period of the line

Depending on the amount of the collateral invested in time deposit.

  • Being a Bank customer for at least 6 (six) months;
  • Term deposit constituted, according to the chosen product.

According to the BAI Operations Price List in force.

In credit products, VAT has replaced stamp duty. Previously, 0.7% were charged in fees in price lists, now 14% VAT will be charged.

It will be made available directly to the Beneficiary’s Current Account.

  • Capital: Payable at maturity;
  • Interest: Payable monthly.
Account domiciliation branch.

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For further information contact the nearest BAI branch.